Why use paint if you have a far advanced program like photoshop? Paint is good and all that but it cant compare to PS.
As to the person wanting dds files in ps, just look at the download center here, or search google for dds plug in and there is one on the nvidia website(same one just different d/l locations).
I agree,i use photoshop,i tried with paint etc,and that is just bad,photoshop makes it easier with all the extra built in tools to help repaint,skinning is easy compared to modelling i totally agree,but like others have said the more detail you use the more time it takes,and as for allowing others to release re-skinned models by others i agree is wrong,give the modellers credit,without them we would have no models to re skin for our own use.